When you get injured in an accident and sustain injuries, chances are that you won’t be able to work for some time. For situations like these, there is workers’ compensation that helps you recover financial aid for any kind of damage you suffer. This is to make sure that in a situation that bad, you don’t suffer for much longer and get ready to come back to work in the near future. You can learn more about workers’ compensation here.
Loss of wages:
The workers’ compensation is in place to ensure that, in the event of an accident, the rights of the workers are safeguarded. These compensations provide aid for financial losses in terms of medical costs and any other sort of damage associated with the injury. Typically, this includes compensation for lost wages, medical care, and re-employment services.
There is no doubt that if you get involved in an accident, it can drastically change your life in ways that you may not be able to come to the office. Keeping in mind such a situation, the compensation provides aid for the loss of a wage. So, through indemnity benefits, you’ll be able to pursue compensation.
What are indemnity benefits?
Under workers’ compensation, you will be given compensation that will cover your loss of income. However, this payment will only be a portion of what you get in general and will be based on the average weekly wage that you get. This payment will also be based on the extent of your injury or disability.
Commonly there are two kinds of indemnity benefits. One is a temporary total disability and the other one is a temporary partial disability. What temporary total disability essentially means is that you won’t be able to come back to work for a certain period of time. In this situation, you’ll get almost 66 percent of your wage. If the injury is too severe, you can get up to 80 percent of the regular wage.
Under temporary partial disability, you’ll be expected to work for a certain amount of time-based on the extent of your injury. The compensation will depend on the difference between how much you’re working and what your regular salary was. You’ll get almost 80 percent of the difference.
It’s not easy to figure out how much you’ll be able to recover when you file a claim. So in such situations, it’s best to hire an experienced lawyer.